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Frequently Asked Questions


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Q: How do I go about getting my funds once I am completely approved?

A: Simply come down to any of our 400 sites across Alabama and you can pick up your money. We can also wire the money to your banking account with an electronic funds transfer to make it easier for you. We allow you to make the decision about which of these options work best for you.

Q: What makes your car title loan company the best one for my requirements?

A: Most of our customers select us since our interest rates are the least expensive in the state of Alabama. Additionally, our competition may wish to charge you 25% or even 30% for the same exact loan therefore you end up paying a lot more just to get the funds you need now. These companies want the loan paid back within 30 to 90 days and that can be very difficult to do. We give you a full 42 months to repay your loan when you come to us for your no credit assessment auto title loan.

Q: What am I going to want in order to get an instant money title loan from your company?

A: You will have to make sure that you have the title of your automobile with no liens on it, a driver's license from the State of Alabama, your Social Security Card to confirm your identity, proof that your car is insured, a current phone or utility bill to prove your residence, the most up-to-date pay stub from your pay check, 2 references and an additional set of your car's keys. That is all you are going to have to have.

Q: When is Alabama Car Title Loans open for business?

A: Our business is accessible to you 24 hours a day and 7 days a week the whole year-round. You can contact us right here on our website, call us up on the telephone or even come into one of our physical locations and transact us personally. Bear in mind, any time day or night we are here to help you get the loan that you need right away.

Q: What is a car equity loan? What is a vehicle title loan? What is a no credit vehicle title loan?

A: This style of loan is intended to use your automobile's title to secure the cash that you get. By making loans like this we know that you want to repay your loan because you have put up the title. It also gives you an incredibly fast way in order to get straight away without lots of hassle. Automobile title loans are often a genuine blessing for those who need money right away.

Q: Will you call the references I give you and my company, as well?

A: Why we call your company and references is so that people can verify the information you provide us. We deal with your personal data with the strictest confidence and we don't divulge the nature of the call so that we can safeguard your privacy. We value your trust and strive to make sure you are feeling safe with us.

Q: Am I going to be allowed to pay off my instant cash automobile title loan quicker than 42 months?

A: You are free to settle your loan as fast as you want to. We do not ask you for a fee for paying it faster like most companies usually do. You deserve to pay off your loan more rapidly if you want while not having to pay anyone for the privilege.

Q: Could I still get a loan against a car title if I have poor credit or I've had a bankruptcy?

A: You actually can! There's no problem if you have bad credit or even no credit at all because so long as you own a vehicle then you are eligible to get yourself a great loan from us. We will help you figure out the best terms, too. Credit rating is not even one factor in the loans we make since the worth of the loan is tied to the value of your vehicle.

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